Frequently Asked Questions
How do Insurance Agents make money if their service is free?
An agent’s job is to help enroll you in the right plan — one that is the best fit for your unique needs and situation. The insurance companies that I represent pay me a commission when I enroll a new client. I work with multiple carriers, giving me many options for my clients, while also allowing me to earn an income.
Is it cheaper if I buy my plan through the insurance carrier rather than working with an agent?
No! Not at all. You will pay the same premiums whether you enroll directly with the company or through an agent. The advantage to using an independent agent is that you get personalized help and I am able to identify the company and policy that is the best fit for your needs.
Which insurance carrier is the best?
There is no best company overall in the insurance industry. However, depending on your particular situation, there may be a company that offers a policy that is a better fit. This is why it’s beneficial to work with an independent insurance specialist; I can explore all the options and help you enroll in a policy that is the best fit for your needs and budget.
Can an independent agent save me money?
Yes! That’s one of the biggest advantages. Since I am not limited to writing for only one carrier, I am able to request quotes from several companies. When I sit down with you, I’ll compare and contrast the pros and cons related to each policy which will help you make the most informed decision. You’ll walk away feeling confident about your selection.
How do you communicate with clients?
At Grow Well Financial, I respect your privacy, so I do everything I can to make communication a positive experience. I provide timely responses to all of your questions, and touch base regularly to provide important updates and reminders. I do not do robo-calls or use a computerized phone system — when you contact me, your call goes right to my personal cell phone.
What makes Grow Well Financial different from other insurance agencies?
You do! I strive daily to show my appreciation by providing exceptional service, convenience, and on-going support. I cherish my relationships with my clients, so I am always there when you need me. I recognize the value of the trust you place in me, and consider my 5-star client reviews as proof that I truly earn that trust.